One Of Our Three Core Principles:

Reasonable Rate of Return**

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Reasonable Rate of Return** In Retirement

One of our guiding principles, in addition to making your retirement a safe and simple process, is to help you earn a reasonable rate of return** in retirement. Investing in the stock market carries the obvious risk of losing money. However, as you age, you may grow increasingly uncomfortable with this idea. You may be interested in options that provide both safety and a reasonable rate of return.**

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Learn Your Options

Before making decisions regarding your future, we believe you should have a thorough understanding of your options. How you spend, save, or invest your money is crucially important in the long run. Inflation, the stock market, and prospective tax law changes are all unpredictable (or difficult to foresee) issues that must be taken into account.

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Fixed Indexed Annuities

One alternative that might be suitable for you? A fixed index annuity, or FIA. This investment can provide you with indexed interest when the index is on an upward trend, and yet no loss when it’s down. You deserve confidence and stability in your retirement strategy. An FIA may be able to help with this.

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Returns on FIAs

The earnings of an FIA are tracked via an index. If the index exceeds a particular threshold, your FIA receives interest credit. Your interest rate is calculated using various factors. For example, these may include:

  • The term length of the annuity
  • The amount of money in the FIA
  • Terms and conditions added by the insurance company
  • Additional selected add-ons
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About

Three Principles

2824 Grand Ave, Suite 101
Everett, WA 98201

21 Avenue A, Suite A
Snohomish, WA 98290

205 Stewart Rd, Suite 110-2
Mount Vernon, WA 98273

411 W Washington Ave, Suite 3
Sequim, WA 98382

*Backed by the claims paying ability of the carrier.

**Our products offer a reasonable rate of return, over time.

IMPORTANT CONSUMER INFORMATION

This site is for informational purposes only and is not intended to be a solicitation for or offering of any product or investment. The offer for sale of an insurance product may only be conducted in a state where the agent is licensed and the product is approved for sale. The providing of investment advice relating to securities may only be done by a properly licensed individual operating through a licensed affiliate entity, unless otherwise exempt. Comments about past performance are not to be construed as a guarantee or assurance of future performance. This website may contain concepts that have legal, accounting and tax implications. We do not provide specific legal or tax advice, nor promote, market or recommend any tax plan or arrangement. Consult a tax/legal professional for guidance with your individual situation. No representations are made as to the accuracy or completeness of the information contained herein or any information contained in any link provided herein, nor does a consumer visiting the web site create an agent-client relationship.

By contacting Charlene Ness Lic. WAOI #250047/National Producer #6742816/WAOIC Business Entity License: BUS1007160/Ness Financial Group, LLC, you may be offered information regarding the purchase of insurance products, including fixed index annuities and life.

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